Austin Legacy Planning:
Protect Loved Ones, Simplify Transfers, Maximize What Stays in the Family
You built a life in Austin — your home, retirement accounts, maybe RSUs or a practice — and you want calm when money moves. The choice is simple: set the rules now or leave your spouse and kids with probate lines, court costs, and tension they didn’t see coming.
Get Your Austin Legacy Blueprint (Free)
If This Sounds Like Your Austin Life,
It’s Time to Strengthen Your Plan
If you’re a couple — first or second marriage — you want fairness in writing so no one guesses later. If you’re widowed, you want income to start on time and paperwork you can actually manage. If you work with UT, the State, or Austin’s tech and medical hubs, you need TRS/ORP, 401(k)/403(b), RSUs, ESPP, and life policies updated so old beneficiaries don’t create new problems. If you own a business or practice, you want payroll to run and clients served even if you’re not there.
Often, the reason to act comes suddenly. A hospital stay forces tough talks. Hurricane season — or even just a Hill Country power outage — reminds you that scattered papers aren’t a plan. Selling a Circle C home, adding Lake Travis property, or seeing a Travis County probate drag on for months makes you rethink what’s at stake. And sometimes, it’s a messy probate in the family that you simply decide not to repeat. When the signal’s there, the next step is simple: see where you stand — in numbers, not guesses — and fix the gaps before they turn into problems. In every case, we help you translate “what matters” into names, dates, and dollar amounts — then lock it in so the right people get the right assets at the right time. That’s the heart of financial legacy planning in Austin, Texas — protecting your life’s work while keeping peace in the family.
The One-Page Guide You Can Trust:
Who Gets What, When and How
When everyone can see the same numbers on one page, tension drops. Your Inheritance Map shows “today vs. fixed” with dollars by heir and the timing they can count on.
We run a Beneficiary & Titling Audit across IRAs, 401(k)s, life insurance, annuities, and bank/brokerage accounts — correcting primaries and contingents, capturing spousal acknowledgments when Texas community property rules require them, and removing conflicts that slow transfers.
The Survivor Income page lists which account or policy pays first, how much lands, and on what date. If a carrier stalls, the backup is documented. The Tax Timing Window marks Roth conversion years before RMDs, QCD start at 70½, and annuity income choices on a real calendar. It’s financial legacy planning Austin Texas families can actually understand — numbers, not jargon.
Second Marriage, Adult Kids?
Set Fair Shares Now—Avoid Regret Later
Fairness starts with clarity. We protect a spouse for life and set inheritances for children, then align every deed and beneficiary with those rules. For real estate, we choose a Transfer-on-Death Deed or Lady Bird Deed based on refinance plans, Medicaid considerations, and your heirs’ mix.
For cash and investments, we add POD/TOD designations so probate stays out. Personal items that carry emotion get their own short page, naming who decides ties and calling out a few meaningful pieces.
We invite the family to see the same packet — the map, the forms, and the roles — before anyone signs. You feel relief, they feel included, and the plan holds because everyone agreed to the same playbook. This is financial legacy planning in Austin Texas done with both heart and precision.
Austin Pros & Owners:
Align TRS/401(k)/RSUs and Keep Business Moving
Careers move fast — your plan should match. We align TRS or ORP, 401(k)/403(b), RSUs, ESPP, and group life so forms reflect life today, not a past job. Gaps show in red, fixes read in plain English, and the signature path is short.
For a business or practice, we build a continuity page naming a successor, banking/payroll signer, and vendor contacts. We size buy-sell funding and key person coverage to real revenue, map day-one liquidity so the right account pays bills first, and make sure clients stay served while filings clear.
It’s all part of financial legacy planning Austin Texas professionals rely on to protect both their families and their livelihoods.
Twenty Minutes Today Beats Months in Probate Tomorrow
Set 20 minutes. Bring recent statements for IRAs, 401(k)s, life and annuities, and bank or brokerage accounts, plus deeds for home, rentals, or land, and any will, trust, or powers you already have.
We inventory each asset, mark mismatches in red, note community vs. separate property, and flag whether a TOD or Lady Bird deed fits. We attach dollar amounts to care costs, survivor income, and business risks so decisions are straightforward.
Within 48 hours, you’ll have:
Over the next 1–3 weeks, we update forms, powers, and deeds, confirm recordings, and deliver your Austin Legacy Binder and secure digital copy. Your CPA and attorney get the coordination page so everyone’s aligned. Two reviews — one before storm season and one at year-end — keep your plan ready. That’s what financial legacy planning in Austin, Texas looks like when it’s done right.
Inheritance Map
With dollars by heir and timing
Beneficiary & Titling Audit
With exact form changes
Tax Timing Window
On a real calendar
Action Checklist
Naming signers and order
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We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov