When You’re Gone, Will They Thank You or Fight Over It?
Protect What You’ve Built — Keep Peace at Home and Dollars in the Family
If something happened tomorrow, would your spouse or kids face smooth transitions — or months of probate, guesswork, and family tension? We help Corpus Christi and Coastal Bend families put a plan on paper so every account, property, and decision is clear. When life changes, your plan changes with it.
On request, we’ll show proof: a redacted Inheritance Map, a redacted Beneficiary & Titling Audit, and our 48-hour plan badge.
The Silent Disasters That Tear Texas Families Apart
A clear process that saves time and avoids common rollover errors
Many adult children walk in with a stack of papers after a scare or a loss and say, “Please, let’s get this organized.” Blended families often want fairness without conflict. Widows and widowers want steady income and paperwork that’s simple to manage. Business owners want their companies to keep running without disruption.
These are the exact gaps we close—so your wishes are carried out, your family avoids chaos, and what you’ve built stays where it belongs.
We hear the same concerns again and again: outdated beneficiaries sending money to the wrong person, real estate stuck in probate when a simple deed could have avoided it, kids racing to meet the 10-year IRA payout rule, long-term care draining savings meant for family, or a business stalling if the owner is suddenly gone. If any of that sounds familiar, you’re in the right place.
Your Legacy, Mapped in One Page: No Lawyer Dictionary Required
We start with a one-page Inheritance Map showing exactly who gets what, when, and how. It’s written so anyone can follow it — no legal jargon, no guesswork. You’ll see before-and-after scenarios, with the changes clearly marked.
Every account is aligned. Beneficiaries and contingents on IRAs, 401(k)s, life insurance, annuities, and bank accounts match your wishes. If a spousal acknowledgment is needed, we handle it. Where it makes sense, accounts carry POD or TOD designations so they bypass probate and pay quickly.
Real property is set up the Texas way. Together, we decide whether a Transfer on Death Deed or Lady Bird Deed fits your goals. Your homestead stays protected, and we plan ahead for taxes, insurance, and cash flow so no one scrambles later.
Decision-making stays in family hands. You’ll have Medical and Statutory Durable Powers of Attorney plus a Directive to Physicians — signed, stored, and listed in your binder for easy access.
The Simple Way to Give Your Spouse and Kids Clarity, Not Questions
Care and survivor income are mapped. We size a long-term care strategy so one need doesn’t drain other goals. A survivor income page shows exactly what pays, how much, and when, so a spouse isn’t left wondering.
Keep Judges, Creditors, and the IRS Out of Your Family Business
If you own a business, we make sure it continues. Buy-sell agreements, key person coverage, and successor details are documented. Payroll and banking authority are clear, and carriers know who can sign.
Taxes work in your family’s favor. We outline Roth conversion windows, QCD dates, and annuity income options — all tied to real amounts and dates.
Everything is gathered in your Texas Legacy Binder and a secure digital copy — deeds, forms, contacts, and a simple letter to loved ones. Two reviews a year keep it current: one before storm season, one at year-end.
Our Commitment: Local, Plainspoken, and Thorough
You’ll understand Texas rules in plain language — community property, homestead, POD/TOD, and the difference between a TOD and a Lady Bird Deed — each tied to a decision you’re making now.
Numbers come before decisions. You’ll see amounts by heir, along with premiums, taxes, and fees, so choices are easy to compare.
We stay independent. Multiple options are shown side by side, with reasons to pick or pass clearly noted.
We coordinate with your CPA and attorney so every update is finished, documented, and shared.
You work with one person who knows your file. No transfers, no repeating your story. If you call during storm season or from a hospital room, you reach a human who’s already familiar with your plan.
Every choice is recorded. Our In/Out Log notes what we recommended, what you approved, and what you declined.
Timelines are predictable: the audit takes 20 minutes, your Blueprint is ready in 48 hours, and most updates finish in 1–3 weeks depending on carriers and county filings.
Get a Clear, Step-by-Step Texas Plan—Ready in Just 48 Hours
Bring recent statements for IRAs, 401(k)s, life and annuity policies, bank or brokerage accounts, and deeds for your home or rentals. If you have a will, trust, or powers, bring those too.
In the audit, we list every asset and its current titling, note beneficiaries and contingents, and flag mismatches in red. We identify community vs. separate property, and for each property, we recommend the right deed — TOD or Lady Bird. We check care costs, survivor income, and business continuity, putting real dollar amounts next to each gap.
Your Before-and-After Inheritance Map with dollars by heir
A Beneficiary & Titling Audit with exact form changes
A Tax Timing Window with Roth years, QCD start, and survivor income dates
A simple Action Checklist with a signing schedule
Implementation usually takes 1–3 weeks. We update forms, powers, and deeds, confirm with carriers and counties, and load your Binder and digital copy with all details. Two review dates — before storm season and at year-end — keep it ready.
In the audit, we list every asset and its current titling, note beneficiaries and contingents, and flag mismatches in red. We identify community vs. separate property, and for each property, we recommend the right deed — TOD or Lady Bird. We check care costs, survivor income, and business continuity, putting real dollar amounts next to each gap.